Call reports 2022
COMMUNITY STATE BANK — 2022
What COMMUNITY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 193,560,000 | 192,594,000 | 189,923,000 | 178,079,000 |
| Total loans | 79,545,000 | 77,841,000 | 75,623,000 | 74,446,000 |
| Allowance for loan losses | 1,097,000 | 1,097,000 | 1,085,000 | 1,071,000 |
| Securities available for sale | 75,099,000 | 83,067,000 | 93,275,000 | 86,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,778,000 | 174,734,000 | 174,317,000 | 161,436,000 |
| Interest-bearing deposits | 126,956,000 | 126,575,000 | 122,855,000 | 116,475,000 |
| Noninterest-bearing deposits | 47,822,000 | 48,159,000 | 51,462,000 | 44,961,000 |
| Equity capital | 18,154,000 | 17,081,000 | 14,734,000 | 16,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,330,000 | 2,709,000 | 4,271,000 | 5,932,000 |
| Interest expense | 44,000 | 85,000 | 127,000 | 211,000 |
| Net interest income | 1,286,000 | 2,624,000 | 4,144,000 | 5,721,000 |
| Noninterest income | 186,000 | 392,000 | 600,000 | 235,000 |
| Noninterest expense | 794,000 | 1,590,000 | 2,411,000 | 3,312,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 678,000 | 1,428,000 | 2,340,000 | 2,212,000 |
| Income tax | 150,000 | 286,000 | 489,000 | 429,000 |
| Net income | 528,000 | 1,142,000 | 1,851,000 | 1,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,117,000 | 21,750,000 | 22,475,000 | 21,725,000 |