Call reports 2021
COMMUNITY STATE BANK — 2021
What COMMUNITY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 194,554,000 | 189,028,000 | 190,060,000 | 192,087,000 |
| Total loans | 101,482,000 | 90,189,000 | 90,648,000 | 86,749,000 |
| Allowance for loan losses | 1,427,000 | 2,072,000 | 2,073,000 | 1,423,000 |
| Securities available for sale | 66,085,000 | 66,737,000 | 66,612,000 | 73,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,333,000 | 167,969,000 | 168,425,000 | 170,723,000 |
| Interest-bearing deposits | 125,975,000 | 123,157,000 | 124,090,000 | 122,608,000 |
| Noninterest-bearing deposits | 47,358,000 | 44,812,000 | 44,335,000 | 48,115,000 |
| Equity capital | 19,960,000 | 20,078,000 | 20,681,000 | 20,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,444,000 | 2,710,000 | 4,139,000 | 5,456,000 |
| Interest expense | 94,000 | 165,000 | 228,000 | 285,000 |
| Net interest income | 1,350,000 | 2,545,000 | 3,911,000 | 5,171,000 |
| Noninterest income | 168,000 | 411,000 | 636,000 | 827,000 |
| Noninterest expense | 720,000 | 1,462,000 | 2,250,000 | 3,058,000 |
| Provision for loan losses | 0 | 650,000 | 650,000 | 650,000 |
| Pretax income | 884,000 | 934,000 | 1,737,000 | 2,422,000 |
| Income tax | 221,000 | 234,000 | 394,000 | 540,000 |
| Net income | 663,000 | 700,000 | 1,343,000 | 1,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,285,000 | 19,339,000 | 20,000,000 | 20,573,000 |