Call reports 2020
COMMUNITY STATE BANK — 2020
What COMMUNITY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 163,999,000 | 187,064,000 | 192,211,000 | 182,935,000 |
| Total loans | 94,300,000 | 106,069,000 | 106,469,000 | 102,277,000 |
| Allowance for loan losses | 1,287,000 | 1,360,000 | 1,411,000 | 1,436,000 |
| Securities available for sale | 54,242,000 | 54,223,000 | 64,141,000 | 65,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,596,000 | 164,087,000 | 169,289,000 | 161,476,000 |
| Interest-bearing deposits | 107,763,000 | 117,221,000 | 123,034,000 | 117,210,000 |
| Noninterest-bearing deposits | 34,833,000 | 46,866,000 | 46,255,000 | 44,266,000 |
| Equity capital | 19,849,000 | 20,995,000 | 21,531,000 | 20,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,668,000 | 3,690,000 | 5,230,000 | 6,711,000 |
| Interest expense | 145,000 | 266,000 | 416,000 | 536,000 |
| Net interest income | 1,523,000 | 3,424,000 | 4,814,000 | 6,175,000 |
| Noninterest income | 195,000 | 356,000 | 546,000 | 724,000 |
| Noninterest expense | 794,000 | 1,601,000 | 2,411,000 | 3,252,000 |
| Provision for loan losses | 25,000 | 100,000 | 150,000 | 175,000 |
| Pretax income | 898,000 | 2,269,000 | 2,993,000 | 3,668,000 |
| Income tax | 209,000 | 534,000 | 690,000 | 794,000 |
| Net income | 689,000 | 1,735,000 | 2,303,000 | 2,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,719,000 | 19,783,000 | 20,368,000 | 19,061,000 |