Call reports 2019
COMMUNITY STATE BANK — 2019
What COMMUNITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 165,059,000 | 165,868,000 | 161,274,000 | 156,503,000 |
| Total loans | 89,931,000 | 89,744,000 | 92,363,000 | 94,275,000 |
| Allowance for loan losses | 1,194,000 | 1,220,000 | 1,246,000 | 1,257,000 |
| Securities available for sale | 55,159,000 | 59,191,000 | 54,272,000 | 50,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,755,000 | 144,469,000 | 139,251,000 | 134,765,000 |
| Interest-bearing deposits | 107,801,000 | 106,506,000 | 105,052,000 | 101,811,000 |
| Noninterest-bearing deposits | 37,954,000 | 37,963,000 | 34,199,000 | 32,954,000 |
| Equity capital | 18,364,000 | 19,477,000 | 20,261,000 | 19,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,628,000 | 3,309,000 | 4,998,000 | 6,702,000 |
| Interest expense | 135,000 | 312,000 | 503,000 | 671,000 |
| Net interest income | 1,493,000 | 2,997,000 | 4,495,000 | 6,031,000 |
| Noninterest income | 178,000 | 363,000 | 571,000 | 751,000 |
| Noninterest expense | 815,000 | 1,658,000 | 2,455,000 | 3,336,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 862,000 | 1,750,000 | 2,713,000 | 3,525,000 |
| Income tax | 190,000 | 339,000 | 554,000 | 737,000 |
| Net income | 672,000 | 1,411,000 | 2,159,000 | 2,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,097,000 | 18,852,000 | 19,618,000 | 18,552,000 |
| Total capital | 19,291,000 | 20,072,000 | 20,864,000 | 19,809,000 |
| Risk-weighted assets | 107,825,000 | 107,435,000 | 111,312,000 | 114,719,000 |