Call reports 2018
COMMUNITY STATE BANK — 2018
What COMMUNITY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 156,148,000 | 155,410,000 | 153,130,000 | 161,855,000 |
| Total loans | 75,558,000 | 76,504,000 | 74,996,000 | 84,087,000 |
| Allowance for loan losses | 1,179,000 | 1,179,000 | 1,171,000 | 1,165,000 |
| Securities available for sale | 65,915,000 | 63,696,000 | 59,652,000 | 58,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,609,000 | 134,739,000 | 133,789,000 | 142,912,000 |
| Interest-bearing deposits | 102,544,000 | 101,197,000 | 99,251,000 | 101,504,000 |
| Noninterest-bearing deposits | 35,065,000 | 33,542,000 | 34,538,000 | 41,408,000 |
| Equity capital | 17,478,000 | 17,857,000 | 18,348,000 | 18,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,472,000 | 2,891,000 | 4,354,000 | 5,855,000 |
| Interest expense | 72,000 | 131,000 | 203,000 | 290,000 |
| Net interest income | 1,400,000 | 2,760,000 | 4,151,000 | 5,565,000 |
| Noninterest income | 198,000 | 429,000 | 635,000 | 832,000 |
| Noninterest expense | 812,000 | 1,568,000 | 2,351,000 | 3,297,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 786,000 | 1,621,000 | 2,435,000 | 3,100,000 |
| Income tax | 172,000 | 348,000 | 519,000 | 670,000 |
| Net income | 614,000 | 1,273,000 | 1,916,000 | 2,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,372,000 | 17,844,000 | 18,496,000 | 18,076,000 |
| Total capital | 18,493,000 | 18,982,000 | 19,601,000 | 19,241,000 |
| Risk-weighted assets | 89,693,000 | 91,037,000 | 88,411,000 | 98,213,000 |