Call reports 2017
COMMUNITY STATE BANK — 2017
What COMMUNITY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 163,512,000 | 165,650,000 | 164,071,000 | 161,054,000 |
| Total loans | 71,958,000 | 72,137,000 | 76,538,000 | 77,255,000 |
| Allowance for loan losses | 969,000 | 1,061,000 | 1,141,000 | 1,176,000 |
| Securities available for sale | 71,063,000 | 74,140,000 | 73,303,000 | 69,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,792,000 | 146,581,000 | 143,479,000 | 132,019,000 |
| Interest-bearing deposits | 109,971,000 | 111,144,000 | 108,421,000 | 99,058,000 |
| Noninterest-bearing deposits | 34,821,000 | 35,437,000 | 35,058,000 | 32,961,000 |
| Equity capital | 17,630,000 | 18,048,000 | 18,484,000 | 17,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,340,000 | 2,772,000 | 4,203,000 | 5,709,000 |
| Interest expense | 52,000 | 103,000 | 155,000 | 211,000 |
| Net interest income | 1,288,000 | 2,669,000 | 4,048,000 | 5,498,000 |
| Noninterest income | 195,000 | 396,000 | 617,000 | 809,000 |
| Noninterest expense | 833,000 | 1,670,000 | 2,499,000 | 3,332,000 |
| Provision for loan losses | 90,000 | 180,000 | 271,000 | 309,000 |
| Pretax income | 561,000 | 1,216,000 | 1,896,000 | 2,667,000 |
| Income tax | 168,000 | 368,000 | 511,000 | 762,000 |
| Net income | 393,000 | 848,000 | 1,385,000 | 1,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,817,000 | 17,097,000 | 17,648,000 | 17,264,000 |
| Total capital | 17,786,000 | 18,158,000 | 18,784,000 | 18,416,000 |
| Risk-weighted assets | 91,316,000 | 89,706,000 | 90,907,000 | 92,136,000 |