Call reports 2014
COMMUNITY STATE BANK — 2014
What COMMUNITY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 168,188,000 | 165,252,000 | 163,569,000 | 174,709,000 |
| Total loans | 56,163,000 | 56,673,000 | 54,609,000 | 59,971,000 |
| Allowance for loan losses | 483,000 | 538,000 | 558,000 | 588,000 |
| Securities available for sale | 96,081,000 | 94,122,000 | 91,533,000 | 99,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,691,000 | 147,428,000 | 145,461,000 | 156,257,000 |
| Interest-bearing deposits | 116,812,000 | 112,956,000 | 109,625,000 | 124,134,000 |
| Noninterest-bearing deposits | 33,879,000 | 34,472,000 | 35,836,000 | 32,123,000 |
| Equity capital | 16,333,000 | 16,675,000 | 16,846,000 | 17,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,320,000 | 2,656,000 | 3,953,000 | 5,318,000 |
| Interest expense | 111,000 | 214,000 | 313,000 | 408,000 |
| Net interest income | 1,209,000 | 2,442,000 | 3,640,000 | 4,910,000 |
| Noninterest income | 241,000 | 476,000 | 805,000 | 1,061,000 |
| Noninterest expense | 968,000 | 2,007,000 | 2,997,000 | 3,944,000 |
| Provision for loan losses | 53,000 | 106,000 | 124,000 | 149,000 |
| Pretax income | 429,000 | 805,000 | 1,324,000 | 1,878,000 |
| Income tax | 153,000 | 223,000 | 306,000 | 462,000 |
| Net income | 276,000 | 582,000 | 1,018,000 | 1,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,164,000 | 15,298,000 | 15,450,000 | 15,666,000 |
| Total capital | 15,647,000 | 15,836,000 | 16,008,000 | 16,254,000 |
| Risk-weighted assets | 78,757,000 | 79,097,000 | 76,757,000 | 85,314,000 |