Call reports 2011
COMMUNITY STATE BANK — 2011
What COMMUNITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 68,299,000 | 64,081,000 | 62,010,000 | 60,669,000 |
| Total loans | 32,335,000 | 30,838,000 | 31,295,000 | 29,309,000 |
| Allowance for loan losses | 547,000 | 541,000 | 541,000 | 541,000 |
| Securities available for sale | 23,862,000 | 22,450,000 | 24,242,000 | 24,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,689,000 | 57,220,000 | 54,822,000 | 53,507,000 |
| Interest-bearing deposits | 47,042,000 | 41,295,000 | 39,141,000 | 36,842,000 |
| Noninterest-bearing deposits | 14,647,000 | 15,925,000 | 15,681,000 | 16,665,000 |
| Equity capital | 6,130,000 | 6,388,000 | 6,716,000 | 6,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,353,000 | 2,034,000 | 2,662,000 |
| Interest expense | 85,000 | 166,000 | 244,000 | 314,000 |
| Net interest income | 591,000 | 1,187,000 | 1,790,000 | 2,348,000 |
| Noninterest income | 158,000 | 318,000 | 492,000 | 664,000 |
| Noninterest expense | 481,000 | 983,000 | 1,501,000 | 1,993,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 268,000 | 522,000 | 781,000 | 1,019,000 |
| Income tax | 81,000 | 162,000 | 201,000 | 283,000 |
| Net income | 187,000 | 360,000 | 580,000 | 736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,829,000 | 6,003,000 | 6,222,000 | 6,378,000 |
| Total capital | 6,318,000 | 6,475,000 | 6,700,000 | 6,839,000 |
| Risk-weighted assets | 39,035,000 | 37,664,000 | 38,204,000 | 36,782,000 |