Call reports 2017
HOMETOWN BANK OF THE HUDSON VALLEY — 2017
What HOMETOWN BANK OF THE HUDSON VALLEY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Total assets | 118,429,000 | 115,400,000 |
| Total loans | 104,163,000 | 102,976,000 |
| Allowance for loan losses | 1,765,000 | 1,767,000 |
| Securities available for sale | 3,443,000 | 3,424,000 |
| Securities held to maturity | 24,000 | 22,000 |
| Trading assets | 0 | 0 |
| Total deposits | 101,817,000 | 99,880,000 |
| Interest-bearing deposits | 82,117,000 | 79,802,000 |
| Noninterest-bearing deposits | 19,700,000 | 20,078,000 |
| Equity capital | 7,125,000 | 7,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Interest income | 1,160,000 | 2,263,000 |
| Interest expense | 92,000 | 185,000 |
| Net interest income | 1,068,000 | 2,078,000 |
| Noninterest income | 374,000 | 674,000 |
| Noninterest expense | 1,633,000 | 3,032,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -191,000 | -280,000 |
| Income tax | 0 | 0 |
| Net income | -191,000 | -280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Tier 1 capital | 6,763,000 | 6,698,000 |
| Total capital | 7,844,000 | 7,753,000 |
| Risk-weighted assets | 85,755,000 | 83,703,000 |