Call reports 2016
HOMETOWN BANK OF THE HUDSON VALLEY — 2016
What HOMETOWN BANK OF THE HUDSON VALLEY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 120,145,000 | 120,955,000 | 122,950,000 | 119,886,000 |
| Total loans | 107,376,000 | 109,028,000 | 107,766,000 | 104,640,000 |
| Allowance for loan losses | 2,210,000 | 2,069,000 | 2,069,000 | 1,762,000 |
| Securities available for sale | 2,559,000 | 2,551,000 | 3,525,000 | 3,454,000 |
| Securities held to maturity | 29,000 | 28,000 | 27,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,435,000 | 104,767,000 | 108,747,000 | 101,897,000 |
| Interest-bearing deposits | 84,312,000 | 85,090,000 | 85,724,000 | 83,672,000 |
| Noninterest-bearing deposits | 19,123,000 | 19,677,000 | 23,023,000 | 18,225,000 |
| Equity capital | 7,634,000 | 7,544,000 | 7,424,000 | 7,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,182,000 | 2,370,000 | 3,538,000 | 4,729,000 |
| Interest expense | 80,000 | 167,000 | 254,000 | 350,000 |
| Net interest income | 1,102,000 | 2,203,000 | 3,284,000 | 4,379,000 |
| Noninterest income | 406,000 | 869,000 | 1,402,000 | 2,043,000 |
| Noninterest expense | 1,622,000 | 3,282,000 | 5,011,000 | 7,018,000 |
| Provision for loan losses | 0 | 0 | 0 | -188,000 |
| Pretax income | -114,000 | -210,000 | -325,000 | -408,000 |
| Income tax | 6,000 | 7,000 | 9,000 | 21,000 |
| Net income | -120,000 | -217,000 | -334,000 | -429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,173,000 | 6,998,000 | 6,870,000 | 6,932,000 |
| Total capital | 8,331,000 | 8,127,000 | 7,979,000 | 8,013,000 |
| Risk-weighted assets | 91,565,000 | 89,381,000 | 87,783,000 | 85,787,000 |