Call reports 2015
HOMETOWN BANK OF THE HUDSON VALLEY — 2015
What HOMETOWN BANK OF THE HUDSON VALLEY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 122,657,000 | 122,181,000 | 121,487,000 | 119,593,000 |
| Total loans | 107,035,000 | 109,740,000 | 110,601,000 | 108,402,000 |
| Allowance for loan losses | 2,541,000 | 2,517,000 | 2,532,000 | 2,220,000 |
| Securities available for sale | 3,650,000 | 3,605,000 | 2,599,000 | 2,562,000 |
| Securities held to maturity | 37,000 | 35,000 | 33,000 | 31,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,735,000 | 110,143,000 | 107,792,000 | 104,529,000 |
| Interest-bearing deposits | 93,458,000 | 89,643,000 | 86,391,000 | 86,300,000 |
| Noninterest-bearing deposits | 20,277,000 | 20,500,000 | 21,401,000 | 18,229,000 |
| Equity capital | 7,387,000 | 7,391,000 | 7,421,000 | 7,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,236,000 | 2,466,000 | 3,689,000 | 4,866,000 |
| Interest expense | 93,000 | 175,000 | 256,000 | 337,000 |
| Net interest income | 1,143,000 | 2,291,000 | 3,433,000 | 4,529,000 |
| Noninterest income | 346,000 | 873,000 | 1,487,000 | 2,002,000 |
| Noninterest expense | 1,632,000 | 3,290,000 | 5,027,000 | 6,625,000 |
| Provision for loan losses | 0 | 0 | 0 | -306,000 |
| Pretax income | -143,000 | -126,000 | -107,000 | 212,000 |
| Income tax | -7,000 | -7,000 | -7,000 | -7,000 |
| Net income | -136,000 | -119,000 | -100,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,854,000 | 6,891,000 | 6,931,000 | 7,271,000 |
| Total capital | 8,047,000 | 8,086,000 | 8,112,000 | 8,441,000 |
| Risk-weighted assets | 94,072,000 | 94,250,000 | 93,110,000 | 92,534,000 |