Call reports 2014
HOMETOWN BANK OF THE HUDSON VALLEY — 2014
What HOMETOWN BANK OF THE HUDSON VALLEY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 136,809,000 | 135,953,000 | 130,686,000 | 124,979,000 |
| Total loans | 117,510,000 | 111,695,000 | 111,006,000 | 110,136,000 |
| Allowance for loan losses | 2,401,000 | 2,573,000 | 2,738,000 | 2,646,000 |
| Securities available for sale | 2,696,000 | 2,701,000 | 3,673,000 | 3,677,000 |
| Securities held to maturity | 796,000 | 793,000 | 789,000 | 37,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,172,000 | 126,293,000 | 121,376,000 | 115,992,000 |
| Interest-bearing deposits | 106,160,000 | 105,436,000 | 99,552,000 | 97,486,000 |
| Noninterest-bearing deposits | 19,012,000 | 20,857,000 | 21,824,000 | 18,506,000 |
| Equity capital | 9,791,000 | 7,871,000 | 7,705,000 | 7,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,314,000 | 2,628,000 | 3,925,000 | 5,150,000 |
| Interest expense | 94,000 | 198,000 | 303,000 | 402,000 |
| Net interest income | 1,220,000 | 2,430,000 | 3,622,000 | 4,748,000 |
| Noninterest income | 307,000 | 456,000 | 876,000 | 1,265,000 |
| Noninterest expense | 1,900,000 | 3,850,000 | 5,559,000 | 7,267,000 |
| Provision for loan losses | 183,000 | 1,538,000 | 1,601,000 | 1,605,000 |
| Pretax income | -556,000 | -2,502,000 | -2,662,000 | -2,859,000 |
| Income tax | 0 | 0 | 0 | 21,000 |
| Net income | -556,000 | -2,502,000 | -2,662,000 | -2,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,011,000 | 7,306,000 | 7,166,000 | 6,969,000 |
| Total capital | 10,292,000 | 8,512,000 | 8,357,000 | 8,138,000 |
| Risk-weighted assets | 101,373,000 | 95,122,000 | 93,682,000 | 92,007,000 |