Call reports 2013
HOMETOWN BANK OF THE HUDSON VALLEY — 2013
What HOMETOWN BANK OF THE HUDSON VALLEY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 153,576,000 | 155,107,000 | 148,097,000 | 135,966,000 |
| Total loans | 124,616,000 | 124,224,000 | 118,859,000 | 118,230,000 |
| Allowance for loan losses | 2,603,000 | 2,507,000 | 2,555,000 | 2,741,000 |
| Securities available for sale | 2,875,000 | 2,762,000 | 2,735,000 | 2,704,000 |
| Securities held to maturity | 1,065,000 | 1,061,000 | 1,057,000 | 1,054,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,082,000 | 136,982,000 | 134,048,000 | 123,729,000 |
| Interest-bearing deposits | 115,122,000 | 115,684,000 | 110,567,000 | 104,847,000 |
| Noninterest-bearing deposits | 19,960,000 | 21,298,000 | 23,481,000 | 18,882,000 |
| Equity capital | 16,907,000 | 16,560,000 | 11,815,000 | 10,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,511,000 | 3,028,000 | 4,414,000 | 5,727,000 |
| Interest expense | 113,000 | 223,000 | 327,000 | 424,000 |
| Net interest income | 1,398,000 | 2,805,000 | 4,087,000 | 5,303,000 |
| Noninterest income | 507,000 | 839,000 | 490,000 | 842,000 |
| Noninterest expense | 2,082,000 | 4,149,000 | 6,760,000 | 8,879,000 |
| Provision for loan losses | 0 | 195,000 | 2,257,000 | 3,175,000 |
| Pretax income | -177,000 | -700,000 | -4,440,000 | -5,909,000 |
| Income tax | -77,000 | -288,000 | 1,121,000 | 1,137,000 |
| Net income | -100,000 | -412,000 | -5,561,000 | -7,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,526,000 | 14,100,000 | 10,690,000 | 9,532,000 |
| Total capital | 15,975,000 | 15,583,000 | 12,033,000 | 10,823,000 |
| Risk-weighted assets | 114,730,000 | 117,623,000 | 106,214,000 | 101,790,000 |