Call reports 2012
HOMETOWN BANK OF THE HUDSON VALLEY — 2012
What HOMETOWN BANK OF THE HUDSON VALLEY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 161,843,000 | 162,589,000 | 161,348,000 | 154,720,000 |
| Total loans | 133,717,000 | 133,546,000 | 130,824,000 | 127,126,000 |
| Allowance for loan losses | 1,721,000 | 1,850,000 | 2,800,000 | 2,613,000 |
| Securities available for sale | 3,567,000 | 3,462,000 | 1,314,000 | 2,934,000 |
| Securities held to maturity | 1,248,000 | 1,217,000 | 1,118,000 | 1,077,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,336,000 | 144,892,000 | 144,452,000 | 135,845,000 |
| Interest-bearing deposits | 118,460,000 | 118,178,000 | 115,167,000 | 115,134,000 |
| Noninterest-bearing deposits | 25,876,000 | 26,714,000 | 29,285,000 | 20,711,000 |
| Equity capital | 16,027,000 | 16,123,000 | 15,215,000 | 17,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,739,000 | 3,449,000 | 5,162,000 | 6,624,000 |
| Interest expense | 171,000 | 328,000 | 475,000 | 602,000 |
| Net interest income | 1,568,000 | 3,121,000 | 4,687,000 | 6,022,000 |
| Noninterest income | 519,000 | 1,005,000 | 1,542,000 | 2,073,000 |
| Noninterest expense | 2,101,000 | 4,000,000 | 6,275,000 | 8,375,000 |
| Provision for loan losses | 25,000 | 44,000 | 1,382,000 | 1,494,000 |
| Pretax income | -39,000 | 82,000 | -1,428,000 | -1,774,000 |
| Income tax | -21,000 | 19,000 | -571,000 | -703,000 |
| Net income | -18,000 | 63,000 | -857,000 | -1,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,891,000 | 13,994,000 | 12,904,000 | 14,965,000 |
| Total capital | 15,401,000 | 15,498,000 | 14,420,000 | 16,449,000 |
| Risk-weighted assets | 120,946,000 | 119,936,000 | 119,988,000 | 117,568,000 |