Call reports 2021
PANOLA NATIONAL BANK — 2021
What PANOLA NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Total assets | 127,565,000 | 133,502,000 |
| Total loans | 45,903,000 | 42,040,000 |
| Allowance for loan losses | 493,000 | 0 |
| Securities available for sale | 53,903,000 | 34,662,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 113,728,000 | 118,691,000 |
| Interest-bearing deposits | 72,905,000 | 73,507,000 |
| Noninterest-bearing deposits | 40,823,000 | 45,184,000 |
| Equity capital | 13,232,000 | 14,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Interest income | 674,000 | 341,000 |
| Interest expense | 52,000 | 22,000 |
| Net interest income | 622,000 | 319,000 |
| Noninterest income | 226,000 | 116,000 |
| Noninterest expense | 833,000 | 368,000 |
| Provision for loan losses | 10,000 | 0 |
| Pretax income | 117,000 | 67,000 |
| Income tax | 0 | 0 |
| Net income | 117,000 | 67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Tier 1 capital | 12,598,000 | 13,497,000 |
| Total capital | 13,091,000 | 13,497,000 |
| Risk-weighted assets | 51,811,000 | 49,721,000 |