Call reports 2020
PANOLA NATIONAL BANK — 2020
What PANOLA NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 114,441,000 | 123,993,000 | 125,286,000 | 125,633,000 |
| Total loans | 53,089,000 | 52,207,000 | 50,952,000 | 49,087,000 |
| Allowance for loan losses | 489,000 | 508,000 | 520,000 | 515,000 |
| Securities available for sale | 47,518,000 | 57,365,000 | 56,257,000 | 62,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,027,000 | 108,739,000 | 110,358,000 | 110,885,000 |
| Interest-bearing deposits | 65,796,000 | 69,196,000 | 69,669,000 | 72,700,000 |
| Noninterest-bearing deposits | 33,231,000 | 39,543,000 | 40,689,000 | 38,185,000 |
| Equity capital | 14,484,000 | 14,281,000 | 13,902,000 | 13,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 971,000 | 1,888,000 | 2,750,000 | 3,513,000 |
| Interest expense | 80,000 | 147,000 | 209,000 | 265,000 |
| Net interest income | 891,000 | 1,741,000 | 2,541,000 | 3,248,000 |
| Noninterest income | 254,000 | 521,000 | 673,000 | 917,000 |
| Noninterest expense | 934,000 | 1,819,000 | 2,704,000 | 3,611,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 30,000 |
| Pretax income | 279,000 | 428,000 | 548,000 | 646,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 279,000 | 428,000 | 548,000 | 646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,788,000 | 12,771,000 | 12,519,000 | 12,516,000 |
| Total capital | 13,277,000 | 13,279,000 | 13,039,000 | 13,031,000 |
| Risk-weighted assets | 51,146,000 | 52,883,000 | 52,395,000 | 51,751,000 |