Call reports 2019
PANOLA NATIONAL BANK — 2019
What PANOLA NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 113,195,000 | 112,610,000 | 115,216,000 | 113,417,000 |
| Total loans | 54,244,000 | 53,780,000 | 54,438,000 | 54,253,000 |
| Allowance for loan losses | 530,000 | 526,000 | 519,000 | 495,000 |
| Securities available for sale | 48,882,000 | 47,268,000 | 47,344,000 | 47,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,142,000 | 99,028,000 | 101,461,000 | 99,342,000 |
| Interest-bearing deposits | 67,975,000 | 64,844,000 | 65,418,000 | 66,252,000 |
| Noninterest-bearing deposits | 32,167,000 | 34,184,000 | 36,043,000 | 33,090,000 |
| Equity capital | 12,202,000 | 12,651,000 | 12,729,000 | 13,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 987,000 | 1,974,000 | 2,965,000 | 3,958,000 |
| Interest expense | 77,000 | 164,000 | 250,000 | 334,000 |
| Net interest income | 910,000 | 1,810,000 | 2,715,000 | 3,624,000 |
| Noninterest income | 253,000 | 503,000 | 767,000 | 1,050,000 |
| Noninterest expense | 984,000 | 1,961,000 | 2,935,000 | 3,861,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 179,000 | 352,000 | 547,000 | 813,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 179,000 | 352,000 | 547,000 | 813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,433,000 | 12,487,000 | 12,331,000 | 12,596,000 |
| Total capital | 12,963,000 | 13,013,000 | 12,850,000 | 13,091,000 |
| Risk-weighted assets | 51,932,000 | 51,435,000 | 52,917,000 | 52,386,000 |