Call reports 2018
PANOLA NATIONAL BANK — 2018
What PANOLA NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 116,179,000 | 116,636,000 | 114,493,000 | 113,225,000 |
| Total loans | 55,720,000 | 56,064,000 | 55,459,000 | 55,486,000 |
| Allowance for loan losses | 537,000 | 538,000 | 533,000 | 530,000 |
| Securities available for sale | 48,203,000 | 48,072,000 | 48,527,000 | 47,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,634,000 | 105,011,000 | 103,376,000 | 101,422,000 |
| Interest-bearing deposits | 72,029,000 | 72,259,000 | 69,792,000 | 68,401,000 |
| Noninterest-bearing deposits | 32,605,000 | 32,752,000 | 33,584,000 | 33,021,000 |
| Equity capital | 10,806,000 | 10,801,000 | 10,193,000 | 10,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 949,000 | 1,914,000 | 2,907,000 | 3,932,000 |
| Interest expense | 38,000 | 99,000 | 165,000 | 238,000 |
| Net interest income | 911,000 | 1,815,000 | 2,742,000 | 3,694,000 |
| Noninterest income | 284,000 | 603,000 | 871,000 | 1,172,000 |
| Noninterest expense | 965,000 | 1,894,000 | 2,835,000 | 3,823,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 230,000 | 524,000 | 778,000 | 1,043,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 230,000 | 524,000 | 778,000 | 1,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,155,000 | 12,267,000 | 12,053,000 | 12,318,000 |
| Total capital | 12,692,000 | 12,805,000 | 12,586,000 | 12,848,000 |
| Risk-weighted assets | 54,810,000 | 54,745,000 | 53,337,000 | 52,723,000 |