Call reports 2017
PANOLA NATIONAL BANK — 2017
What PANOLA NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 119,959,000 | 119,070,000 | 119,286,000 | 115,042,000 |
| Total loans | 54,827,000 | 54,557,000 | 55,571,000 | 55,906,000 |
| Allowance for loan losses | 543,000 | 544,000 | 545,000 | 541,000 |
| Securities available for sale | 52,284,000 | 50,780,000 | 51,549,000 | 48,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,836,000 | 106,376,000 | 106,660,000 | 102,711,000 |
| Interest-bearing deposits | 76,521,000 | 75,233,000 | 73,570,000 | 71,908,000 |
| Noninterest-bearing deposits | 31,315,000 | 31,143,000 | 33,090,000 | 30,803,000 |
| Equity capital | 11,487,000 | 12,003,000 | 11,845,000 | 11,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,816,000 | 2,754,000 | 3,709,000 |
| Interest expense | 36,000 | 72,000 | 109,000 | 144,000 |
| Net interest income | 855,000 | 1,744,000 | 2,645,000 | 3,565,000 |
| Noninterest income | 286,000 | 582,000 | 868,000 | 1,156,000 |
| Noninterest expense | 978,000 | 1,972,000 | 3,005,000 | 3,962,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 163,000 | 354,000 | 508,000 | 759,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 163,000 | 354,000 | 508,000 | 759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,913,000 | 11,954,000 | 11,783,000 | 12,024,000 |
| Total capital | 12,456,000 | 12,498,000 | 12,328,000 | 12,565,000 |
| Risk-weighted assets | 53,886,000 | 53,942,000 | 54,427,000 | 54,179,000 |