Call reports 2016
PANOLA NATIONAL BANK — 2016
What PANOLA NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 127,061,000 | 123,679,000 | 123,688,000 | 116,813,000 |
| Total loans | 53,756,000 | 54,389,000 | 54,267,000 | 54,974,000 |
| Allowance for loan losses | 555,000 | 551,000 | 553,000 | 547,000 |
| Securities available for sale | 52,374,000 | 50,900,000 | 52,346,000 | 50,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,305,000 | 110,395,000 | 110,370,000 | 105,429,000 |
| Interest-bearing deposits | 81,502,000 | 80,071,000 | 78,114,000 | 75,746,000 |
| Noninterest-bearing deposits | 32,803,000 | 30,324,000 | 32,256,000 | 29,683,000 |
| Equity capital | 12,217,000 | 12,631,000 | 12,580,000 | 10,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 947,000 | 1,864,000 | 2,770,000 | 3,647,000 |
| Interest expense | 40,000 | 79,000 | 117,000 | 154,000 |
| Net interest income | 907,000 | 1,785,000 | 2,653,000 | 3,493,000 |
| Noninterest income | 293,000 | 589,000 | 898,000 | 1,206,000 |
| Noninterest expense | 1,023,000 | 2,016,000 | 3,072,000 | 4,114,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 250,000 | 462,000 | 645,000 | 751,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 250,000 | 462,000 | 645,000 | 751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,871,000 | 11,872,000 | 11,715,000 | 11,805,000 |
| Total capital | 12,426,000 | 12,423,000 | 12,268,000 | 12,352,000 |
| Risk-weighted assets | 47,677,000 | 54,675,000 | 44,090,000 | 47,736,000 |