Call reports 2015
PANOLA NATIONAL BANK — 2015
What PANOLA NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 132,760,000 | 128,688,000 | 129,962,000 | 126,314,000 |
| Total loans | 53,920,000 | 52,247,000 | 53,326,000 | 52,948,000 |
| Allowance for loan losses | 560,000 | 561,000 | 559,000 | 557,000 |
| Securities available for sale | 51,141,000 | 54,651,000 | 58,028,000 | 53,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,638,000 | 116,308,000 | 117,249,000 | 113,966,000 |
| Interest-bearing deposits | 84,015,000 | 83,491,000 | 84,566,000 | 83,636,000 |
| Noninterest-bearing deposits | 35,623,000 | 32,817,000 | 32,683,000 | 30,330,000 |
| Equity capital | 12,581,000 | 11,737,000 | 11,992,000 | 11,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,027,000 | 2,030,000 | 3,030,000 | 4,042,000 |
| Interest expense | 42,000 | 83,000 | 125,000 | 167,000 |
| Net interest income | 985,000 | 1,947,000 | 2,905,000 | 3,875,000 |
| Noninterest income | 258,000 | 519,000 | 802,000 | 1,114,000 |
| Noninterest expense | 1,074,000 | 2,170,000 | 3,230,000 | 4,329,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 169,000 | 483,000 | 664,000 | 1,083,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 169,000 | 483,000 | 664,000 | 1,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,525,000 | 11,601,000 | 11,408,000 | 11,813,000 |
| Total capital | 12,085,000 | 12,162,000 | 11,967,000 | 12,370,000 |
| Risk-weighted assets | 60,561,000 | 59,931,000 | 60,676,000 | 47,553,000 |