Call reports 2014
PANOLA NATIONAL BANK — 2014
What PANOLA NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 128,731,000 | 127,585,000 | 128,726,000 | 126,407,000 |
| Total loans | 54,878,000 | 54,677,000 | 55,986,000 | 54,213,000 |
| Allowance for loan losses | 563,000 | 563,000 | 561,000 | 560,000 |
| Securities available for sale | 49,455,000 | 49,518,000 | 50,883,000 | 49,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,717,000 | 114,894,000 | 116,367,000 | 113,552,000 |
| Interest-bearing deposits | 83,096,000 | 82,822,000 | 82,287,000 | 81,940,000 |
| Noninterest-bearing deposits | 33,621,000 | 32,072,000 | 34,080,000 | 31,612,000 |
| Equity capital | 11,551,000 | 12,107,000 | 11,687,000 | 12,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,075,000 | 2,148,000 | 3,223,000 | 4,282,000 |
| Interest expense | 55,000 | 99,000 | 143,000 | 187,000 |
| Net interest income | 1,020,000 | 2,049,000 | 3,080,000 | 4,095,000 |
| Noninterest income | 256,000 | 527,000 | 795,000 | 1,076,000 |
| Noninterest expense | 1,026,000 | 2,052,000 | 3,098,000 | 4,165,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 250,000 | 606,000 | 859,000 | 1,088,000 |
| Income tax | -23,000 | -23,000 | -23,000 | -23,000 |
| Net income | 273,000 | 629,000 | 882,000 | 1,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,401,000 | 11,473,000 | 11,204,000 | 11,433,000 |
| Total capital | 11,964,000 | 12,036,000 | 11,765,000 | 11,993,000 |
| Risk-weighted assets | 65,200,000 | 65,673,000 | 67,838,000 | 66,719,000 |