Call reports 2013
PANOLA NATIONAL BANK — 2013
What PANOLA NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 126,519,000 | 128,888,000 | 127,227,000 | 127,271,000 |
| Total loans | 55,290,000 | 55,012,000 | 53,383,000 | 54,544,000 |
| Allowance for loan losses | 576,000 | 577,000 | 571,000 | 560,000 |
| Securities available for sale | 44,081,000 | 49,037,000 | 52,516,000 | 50,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,632,000 | 117,237,000 | 115,290,000 | 115,757,000 |
| Interest-bearing deposits | 84,681,000 | 85,715,000 | 83,765,000 | 84,255,000 |
| Noninterest-bearing deposits | 28,951,000 | 31,522,000 | 31,525,000 | 31,502,000 |
| Equity capital | 12,478,000 | 11,104,000 | 11,319,000 | 10,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,010,000 | 2,013,000 | 3,055,000 | 4,149,000 |
| Interest expense | 80,000 | 157,000 | 228,000 | 294,000 |
| Net interest income | 930,000 | 1,856,000 | 2,827,000 | 3,855,000 |
| Noninterest income | 259,000 | 696,000 | 972,000 | 1,276,000 |
| Noninterest expense | 1,004,000 | 2,008,000 | 2,994,000 | 4,045,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 185,000 | 544,000 | 805,000 | 1,086,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 185,000 | 544,000 | 805,000 | 1,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,106,000 | 11,305,000 | 10,966,000 | 11,246,000 |
| Total capital | 11,682,000 | 11,882,000 | 11,537,000 | 11,806,000 |
| Risk-weighted assets | 67,421,000 | 68,093,000 | 64,683,000 | 66,106,000 |