Call reports 2012
PANOLA NATIONAL BANK — 2012
What PANOLA NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 131,760,000 | 124,417,000 | 126,337,000 | 125,501,000 |
| Total loans | 58,217,000 | 58,989,000 | 57,993,000 | 57,545,000 |
| Allowance for loan losses | 568,000 | 572,000 | 578,000 | 578,000 |
| Securities available for sale | 36,774,000 | 35,362,000 | 36,689,000 | 34,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,231,000 | 111,425,000 | 113,201,000 | 112,534,000 |
| Interest-bearing deposits | 83,636,000 | 83,391,000 | 82,215,000 | 83,961,000 |
| Noninterest-bearing deposits | 35,595,000 | 28,034,000 | 30,986,000 | 28,573,000 |
| Equity capital | 12,153,000 | 12,471,000 | 12,559,000 | 12,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,214,000 | 2,318,000 | 3,387,000 | 4,420,000 |
| Interest expense | 102,000 | 198,000 | 288,000 | 374,000 |
| Net interest income | 1,112,000 | 2,120,000 | 3,099,000 | 4,046,000 |
| Noninterest income | 289,000 | 564,000 | 848,000 | 1,152,000 |
| Noninterest expense | 1,009,000 | 2,026,000 | 3,073,000 | 4,123,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 392,000 | 658,000 | 874,000 | 1,075,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 392,000 | 658,000 | 874,000 | 1,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,025,000 | 11,032,000 | 10,781,000 | 10,982,000 |
| Total capital | 11,593,000 | 11,604,000 | 11,359,000 | 11,560,000 |
| Risk-weighted assets | 71,896,000 | 70,926,000 | 70,902,000 | 69,452,000 |