Call report 2023Q4
F&M BANK — 2023Q4
The 22 measures F&M BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,794,518,000 | USD | evidence → |
| Total loans | 1,276,580,000 | USD | evidence → |
| Allowance for loan losses | 8,854,000 | USD | evidence → |
| Securities available for sale | 182,577,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,581,720,000 | USD | evidence → |
| Interest-bearing deposits | 1,333,534,000 | USD | evidence → |
| Noninterest-bearing deposits | 248,186,000 | USD | evidence → |
| Equity capital | 148,762,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 82,961,000 | USD | evidence → |
| Interest expense | 33,674,000 | USD | evidence → |
| Net interest income | 49,287,000 | USD | evidence → |
| Noninterest income | 12,397,000 | USD | evidence → |
| Noninterest expense | 49,159,000 | USD | evidence → |
| Provision for loan losses | 775,000 | USD | evidence → |
| Pretax income | 11,694,000 | USD | evidence → |
| Income tax | 761,000 | USD | evidence → |
| Net income | 11,096,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 139,603,000 | USD | evidence → |
| Total capital | 147,215,000 | USD | evidence → |
| Risk-weighted assets | 1,350,185,000 | USD | evidence → |