Call report 2022Q4
F&M BANK — 2022Q4
The 22 measures F&M BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,556,974,000 | USD | evidence → |
| Total loans | 1,245,540,000 | USD | evidence → |
| Allowance for loan losses | 6,396,000 | USD | evidence → |
| Securities available for sale | 140,053,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,351,736,000 | USD | evidence → |
| Interest-bearing deposits | 1,075,854,000 | USD | evidence → |
| Noninterest-bearing deposits | 275,882,000 | USD | evidence → |
| Equity capital | 149,017,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 54,969,000 | USD | evidence → |
| Interest expense | 5,580,000 | USD | evidence → |
| Net interest income | 49,389,000 | USD | evidence → |
| Noninterest income | 16,844,000 | USD | evidence → |
| Noninterest expense | 48,513,000 | USD | evidence → |
| Provision for loan losses | 994,000 | USD | evidence → |
| Pretax income | 16,072,000 | USD | evidence → |
| Income tax | 1,048,000 | USD | evidence → |
| Net income | 15,085,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 141,696,000 | USD | evidence → |
| Total capital | 148,092,000 | USD | evidence → |
| Risk-weighted assets | 1,325,084,000 | USD | evidence → |