Call report 2021Q4
F&M BANK — 2021Q4
The 22 measures F&M BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,398,075,000 | USD | evidence → |
| Total loans | 1,047,600,000 | USD | evidence → |
| Allowance for loan losses | 5,386,000 | USD | evidence → |
| Securities available for sale | 143,782,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,203,843,000 | USD | evidence → |
| Interest-bearing deposits | 936,586,000 | USD | evidence → |
| Noninterest-bearing deposits | 267,257,000 | USD | evidence → |
| Equity capital | 154,317,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,359,000 | USD | evidence → |
| Interest expense | 3,640,000 | USD | evidence → |
| Net interest income | 38,719,000 | USD | evidence → |
| Noninterest income | 29,282,000 | USD | evidence → |
| Noninterest expense | 51,794,000 | USD | evidence → |
| Provision for loan losses | -3,643,000 | USD | evidence → |
| Pretax income | 19,777,000 | USD | evidence → |
| Income tax | 1,248,000 | USD | evidence → |
| Net income | 18,636,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 123,155,000 | USD | evidence → |
| Total capital | 128,541,000 | USD | evidence → |
| Risk-weighted assets | 1,194,008,000 | USD | evidence → |