Call report 2020Q4
F&M BANK — 2020Q4
The 22 measures F&M BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,319,579,000 | USD | evidence → |
| Total loans | 962,084,000 | USD | evidence → |
| Allowance for loan losses | 8,860,000 | USD | evidence → |
| Securities available for sale | 128,491,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,097,564,000 | USD | evidence → |
| Interest-bearing deposits | 892,084,000 | USD | evidence → |
| Noninterest-bearing deposits | 205,480,000 | USD | evidence → |
| Equity capital | 142,946,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 46,182,000 | USD | evidence → |
| Interest expense | 10,508,000 | USD | evidence → |
| Net interest income | 35,674,000 | USD | evidence → |
| Noninterest income | 34,581,000 | USD | evidence → |
| Noninterest expense | 54,835,000 | USD | evidence → |
| Provision for loan losses | 6,013,000 | USD | evidence → |
| Pretax income | 9,692,000 | USD | evidence → |
| Income tax | -1,594,000 | USD | evidence → |
| Net income | 12,470,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 109,192,000 | USD | evidence → |
| Total capital | 118,052,000 | USD | evidence → |
| Risk-weighted assets | 1,025,010,000 | USD | evidence → |