Call report 2019Q4
F&M BANK — 2019Q4
The 22 measures F&M BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,171,241,000 | USD | evidence → |
| Total loans | 848,704,000 | USD | evidence → |
| Allowance for loan losses | 3,136,000 | USD | evidence → |
| Securities available for sale | 103,570,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 961,576,000 | USD | evidence → |
| Interest-bearing deposits | 805,309,000 | USD | evidence → |
| Noninterest-bearing deposits | 156,267,000 | USD | evidence → |
| Equity capital | 131,833,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 49,211,000 | USD | evidence → |
| Interest expense | 14,522,000 | USD | evidence → |
| Net interest income | 34,689,000 | USD | evidence → |
| Noninterest income | 24,858,000 | USD | evidence → |
| Noninterest expense | 49,836,000 | USD | evidence → |
| Provision for loan losses | 772,000 | USD | evidence → |
| Pretax income | 9,101,000 | USD | evidence → |
| Income tax | 2,057,000 | USD | evidence → |
| Net income | 7,044,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 101,770,000 | USD | evidence → |
| Total capital | 104,906,000 | USD | evidence → |
| Risk-weighted assets | 875,680,000 | USD | evidence → |