Call report 2015Q4
F&M BANK — 2015Q4
The 22 measures F&M BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 907,851,000 | USD | evidence → |
| Total loans | 695,004,000 | USD | evidence → |
| Allowance for loan losses | 160,000 | USD | evidence → |
| Securities available for sale | 28,250,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 729,784,000 | USD | evidence → |
| Interest-bearing deposits | 611,692,000 | USD | evidence → |
| Noninterest-bearing deposits | 118,092,000 | USD | evidence → |
| Equity capital | 111,114,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,078,000 | USD | evidence → |
| Interest expense | 848,000 | USD | evidence → |
| Net interest income | 4,230,000 | USD | evidence → |
| Noninterest income | 2,998,000 | USD | evidence → |
| Noninterest expense | 6,364,000 | USD | evidence → |
| Provision for loan losses | 176,000 | USD | evidence → |
| Pretax income | 1,226,000 | USD | evidence → |
| Income tax | 689,000 | USD | evidence → |
| Net income | 537,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 84,723,000 | USD | evidence → |
| Total capital | 84,893,000 | USD | evidence → |
| Risk-weighted assets | 720,635,000 | USD | evidence → |