Call report 2014Q4
F&M BANK — 2014Q4
The 22 measures F&M BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 839,930,000 | USD | evidence → |
| Total loans | 694,880,000 | USD | evidence → |
| Allowance for loan losses | 5,070,000 | USD | evidence → |
| Securities available for sale | 68,390,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 695,729,000 | USD | evidence → |
| Interest-bearing deposits | 614,266,000 | USD | evidence → |
| Noninterest-bearing deposits | 81,463,000 | USD | evidence → |
| Equity capital | 71,682,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,760,000 | USD | evidence → |
| Interest expense | 4,854,000 | USD | evidence → |
| Net interest income | 28,906,000 | USD | evidence → |
| Noninterest income | 11,785,000 | USD | evidence → |
| Noninterest expense | 32,110,000 | USD | evidence → |
| Provision for loan losses | 312,000 | USD | evidence → |
| Pretax income | 8,262,000 | USD | evidence → |
| Income tax | 2,420,000 | USD | evidence → |
| Net income | 5,270,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 78,414,000 | USD | evidence → |
| Total capital | 83,501,000 | USD | evidence → |
| Risk-weighted assets | 672,859,000 | USD | evidence → |