Call report 2008Q4
F&M BANK — 2008Q4
The 22 measures F&M BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 722,397,000 | USD | evidence → |
| Total loans | 588,781,000 | USD | evidence → |
| Allowance for loan losses | 4,078,000 | USD | evidence → |
| Securities available for sale | 65,835,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 596,694,000 | USD | evidence → |
| Interest-bearing deposits | 537,772,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,922,000 | USD | evidence → |
| Equity capital | 52,811,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 39,061,000 | USD | evidence → |
| Interest expense | 19,653,000 | USD | evidence → |
| Net interest income | 19,408,000 | USD | evidence → |
| Noninterest income | 7,414,000 | USD | evidence → |
| Noninterest expense | 23,693,000 | USD | evidence → |
| Provision for loan losses | 1,469,000 | USD | evidence → |
| Pretax income | 2,625,000 | USD | evidence → |
| Income tax | -112,000 | USD | evidence → |
| Net income | 2,737,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 59,714,000 | USD | evidence → |
| Total capital | 63,792,000 | USD | evidence → |
| Risk-weighted assets | 589,227,000 | USD | evidence → |