Call report 2007Q4
F&M BANK — 2007Q4
The 22 measures F&M BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 624,327,000 | USD | evidence → |
| Total loans | 501,678,000 | USD | evidence → |
| Allowance for loan losses | 3,669,000 | USD | evidence → |
| Securities available for sale | 63,107,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 537,472,000 | USD | evidence → |
| Interest-bearing deposits | 479,548,000 | USD | evidence → |
| Noninterest-bearing deposits | 57,924,000 | USD | evidence → |
| Equity capital | 51,611,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,626,000 | USD | evidence → |
| Interest expense | 19,162,000 | USD | evidence → |
| Net interest income | 21,464,000 | USD | evidence → |
| Noninterest income | 6,093,000 | USD | evidence → |
| Noninterest expense | 20,016,000 | USD | evidence → |
| Provision for loan losses | 620,000 | USD | evidence → |
| Pretax income | 6,901,000 | USD | evidence → |
| Income tax | 1,868,000 | USD | evidence → |
| Net income | 5,033,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,097,000 | USD | evidence → |
| Total capital | 54,781,000 | USD | evidence → |
| Risk-weighted assets | 517,687,000 | USD | evidence → |