Call report 2003Q4
F&M BANK — 2003Q4
The 22 measures F&M BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 425,624,000 | USD | evidence → |
| Total loans | 358,576,000 | USD | evidence → |
| Allowance for loan losses | 3,523,000 | USD | evidence → |
| Securities available for sale | 30,818,000 | USD | evidence → |
| Securities held to maturity | 2,611,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 353,445,000 | USD | evidence → |
| Interest-bearing deposits | 312,730,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,715,000 | USD | evidence → |
| Equity capital | 31,404,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,668,000 | USD | evidence → |
| Interest expense | 8,727,000 | USD | evidence → |
| Net interest income | 15,941,000 | USD | evidence → |
| Noninterest income | 6,002,000 | USD | evidence → |
| Noninterest expense | 16,752,000 | USD | evidence → |
| Provision for loan losses | 3,729,000 | USD | evidence → |
| Pretax income | 1,878,000 | USD | evidence → |
| Income tax | 658,000 | USD | evidence → |
| Net income | 1,220,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,778,000 | USD | evidence → |
| Total capital | 34,434,000 | USD | evidence → |
| Risk-weighted assets | 342,436,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about F&M BANK — 2003Q4 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.