Call reports 2001
F&M BANK — 2001
What F&M BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 329,744,000 | 320,505,000 | 319,912,000 | 334,929,000 |
| Total loans | 241,284,000 | 251,023,000 | 257,796,000 | 270,964,000 |
| Allowance for loan losses | 2,485,000 | 2,518,000 | 2,686,000 | 2,681,000 |
| Securities available for sale | 40,850,000 | 27,849,000 | 30,557,000 | 24,845,000 |
| Securities held to maturity | 3,219,000 | 3,218,000 | 3,218,000 | 3,217,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,485,000 | 288,711,000 | 286,260,000 | 290,815,000 |
| Interest-bearing deposits | 274,424,000 | 264,310,000 | 261,174,000 | 256,864,000 |
| Noninterest-bearing deposits | 27,061,000 | 24,401,000 | 25,086,000 | 33,951,000 |
| Equity capital | 25,334,000 | 25,504,000 | 25,769,000 | 26,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,964,000 | 13,926,000 | 20,679,000 | 27,414,000 |
| Interest expense | 3,600,000 | 6,962,000 | 10,046,000 | 12,845,000 |
| Net interest income | 3,364,000 | 6,964,000 | 10,633,000 | 14,569,000 |
| Noninterest income | 1,072,000 | 2,397,000 | 3,602,000 | 6,104,000 |
| Noninterest expense | 3,362,000 | 6,851,000 | 10,255,000 | 14,820,000 |
| Provision for loan losses | 130,000 | 660,000 | 1,081,000 | 1,582,000 |
| Pretax income | 1,172,000 | 2,301,000 | 3,350,000 | 4,992,000 |
| Income tax | 469,000 | 854,000 | 1,386,000 | 1,970,000 |
| Net income | 703,000 | 1,447,000 | 1,964,000 | 3,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,319,000 | 24,741,000 | 24,889,000 | 25,557,000 |
| Total capital | 26,804,000 | 27,259,000 | 27,575,000 | 28,238,000 |
| Risk-weighted assets | 244,928,000 | 250,210,000 | 254,886,000 | 265,563,000 |
Machine access — free, no API key
Every figure shown here about F&M BANK — 2001 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.