Call reports 2016
GATEWAY BANK OF SOUTHWEST FLORIDA — 2016
What GATEWAY BANK OF SOUTHWEST FLORIDA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 279,593,000 | 303,742,000 | 298,242,000 | 301,220,000 |
| Total loans | 194,449,000 | 207,438,000 | 204,912,000 | 206,233,000 |
| Allowance for loan losses | 1,773,000 | 1,773,000 | 1,943,000 | 1,974,000 |
| Securities available for sale | 46,622,000 | 58,319,000 | 57,180,000 | 64,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,230,000 | 258,097,000 | 251,720,000 | 263,085,000 |
| Interest-bearing deposits | 189,876,000 | 196,262,000 | 188,071,000 | 196,663,000 |
| Noninterest-bearing deposits | 62,354,000 | 61,835,000 | 63,649,000 | 66,422,000 |
| Equity capital | 25,989,000 | 26,537,000 | 27,186,000 | 26,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,530,000 | 5,122,000 | 7,901,000 | 10,670,000 |
| Interest expense | 363,000 | 758,000 | 1,106,000 | 1,399,000 |
| Net interest income | 2,167,000 | 4,364,000 | 6,795,000 | 9,271,000 |
| Noninterest income | 228,000 | 669,000 | 1,211,000 | 1,671,000 |
| Noninterest expense | 1,758,000 | 3,572,000 | 5,430,000 | 7,211,000 |
| Provision for loan losses | 58,000 | 58,000 | 227,000 | 257,000 |
| Pretax income | 919,000 | 1,743,000 | 2,689,000 | 3,814,000 |
| Income tax | 282,000 | 551,000 | 866,000 | 1,246,000 |
| Net income | 637,000 | 1,192,000 | 1,823,000 | 2,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,785,000 | 25,803,000 | 26,318,000 | 27,027,000 |
| Total capital | 27,558,000 | 27,576,000 | 28,261,000 | 29,001,000 |
| Risk-weighted assets | 206,631,000 | 223,886,000 | 219,985,000 | 213,791,000 |