Call reports 2015
GATEWAY BANK OF SOUTHWEST FLORIDA — 2015
What GATEWAY BANK OF SOUTHWEST FLORIDA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 238,363,000 | 240,041,000 | 252,483,000 | 267,648,000 |
| Total loans | 135,061,000 | 145,235,000 | 170,909,000 | 178,888,000 |
| Allowance for loan losses | 1,685,000 | 1,585,000 | 1,565,000 | 1,715,000 |
| Securities available for sale | 55,928,000 | 49,593,000 | 35,825,000 | 38,957,000 |
| Securities held to maturity | 19,455,000 | 19,469,000 | 19,483,000 | 19,498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,913,000 | 215,643,000 | 224,622,000 | 241,995,000 |
| Interest-bearing deposits | 163,715,000 | 164,298,000 | 174,466,000 | 188,080,000 |
| Noninterest-bearing deposits | 50,198,000 | 51,345,000 | 50,156,000 | 53,915,000 |
| Equity capital | 23,056,000 | 22,988,000 | 23,703,000 | 24,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,207,000 | 4,499,000 | 6,912,000 | 9,471,000 |
| Interest expense | 308,000 | 631,000 | 957,000 | 1,297,000 |
| Net interest income | 1,899,000 | 3,868,000 | 5,955,000 | 8,174,000 |
| Noninterest income | 439,000 | 802,000 | 1,047,000 | 1,442,000 |
| Noninterest expense | 1,694,000 | 3,499,000 | 5,188,000 | 6,890,000 |
| Provision for loan losses | 0 | -100,000 | -22,000 | 128,000 |
| Pretax income | 558,000 | 1,185,000 | 1,719,000 | 2,466,000 |
| Income tax | 78,000 | 187,000 | 278,000 | 461,000 |
| Net income | 480,000 | 998,000 | 1,441,000 | 2,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,584,000 | 23,078,000 | 23,497,000 | 24,204,000 |
| Total capital | 24,269,000 | 24,663,000 | 25,062,000 | 25,919,000 |
| Risk-weighted assets | 175,117,000 | 189,488,000 | 201,684,000 | 202,530,000 |