Call reports 2012
GATEWAY BANK OF SOUTHWEST FLORIDA — 2012
What GATEWAY BANK OF SOUTHWEST FLORIDA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 185,639,000 | 200,781,000 | 213,192,000 | 218,713,000 |
| Total loans | 88,094,000 | 90,205,000 | 88,392,000 | 96,830,000 |
| Allowance for loan losses | 1,824,000 | 1,821,000 | 1,792,000 | 1,792,000 |
| Securities available for sale | 78,839,000 | 93,988,000 | 107,608,000 | 106,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,410,000 | 167,611,000 | 170,011,000 | 176,627,000 |
| Interest-bearing deposits | 135,198,000 | 138,455,000 | 140,883,000 | 144,104,000 |
| Noninterest-bearing deposits | 25,212,000 | 29,156,000 | 29,128,000 | 32,523,000 |
| Equity capital | 18,510,000 | 19,400,000 | 21,071,000 | 21,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,902,000 | 3,745,000 | 5,637,000 | 7,496,000 |
| Interest expense | 328,000 | 624,000 | 912,000 | 1,185,000 |
| Net interest income | 1,574,000 | 3,121,000 | 4,725,000 | 6,311,000 |
| Noninterest income | 277,000 | 580,000 | 758,000 | 997,000 |
| Noninterest expense | 1,545,000 | 3,008,000 | 4,444,000 | 5,944,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 697,000 | 2,319,000 | 3,606,000 | 4,371,000 |
| Income tax | 205,000 | 671,000 | 928,000 | 1,175,000 |
| Net income | 492,000 | 1,648,000 | 2,678,000 | 3,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,001,000 | 17,632,000 | 18,745,000 | 19,367,000 |
| Total capital | 17,305,000 | 19,018,000 | 20,167,000 | 20,959,000 |
| Risk-weighted assets | 103,829,000 | 110,451,000 | 113,355,000 | 126,891,000 |