Call reports 2011
GATEWAY BANK OF SOUTHWEST FLORIDA — 2011
What GATEWAY BANK OF SOUTHWEST FLORIDA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 166,935,000 | 179,311,000 | 174,665,000 | 182,973,000 |
| Total loans | 84,550,000 | 86,654,000 | 85,052,000 | 88,793,000 |
| Allowance for loan losses | 1,481,000 | 1,810,000 | 1,825,000 | 1,824,000 |
| Securities available for sale | 61,088,000 | 76,575,000 | 72,904,000 | 76,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,387,000 | 148,642,000 | 145,984,000 | 153,996,000 |
| Interest-bearing deposits | 127,852,000 | 129,229,000 | 128,689,000 | 130,608,000 |
| Noninterest-bearing deposits | 13,535,000 | 19,413,000 | 17,295,000 | 23,388,000 |
| Equity capital | 15,057,000 | 16,017,000 | 17,053,000 | 17,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,788,000 | 3,696,000 | 5,524,000 | 7,417,000 |
| Interest expense | 425,000 | 834,000 | 1,219,000 | 1,574,000 |
| Net interest income | 1,363,000 | 2,862,000 | 4,305,000 | 5,843,000 |
| Noninterest income | 213,000 | 509,000 | 777,000 | 1,075,000 |
| Noninterest expense | 1,470,000 | 2,970,000 | 4,461,000 | 5,959,000 |
| Provision for loan losses | 85,000 | 414,000 | 414,000 | 414,000 |
| Pretax income | 21,000 | 190,000 | 754,000 | 1,177,000 |
| Income tax | 9,000 | 74,000 | 287,000 | 391,000 |
| Net income | 12,000 | 116,000 | 467,000 | 786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,935,000 | 14,224,000 | 14,819,000 | 15,382,000 |
| Total capital | 15,192,000 | 15,492,000 | 16,052,000 | 16,678,000 |
| Risk-weighted assets | 100,298,000 | 100,835,000 | 98,041,000 | 103,158,000 |