Call reports 2017
HIGHLANDS BANK, THE — 2017
What HIGHLANDS BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 154,700,000 | 150,135,000 | 154,088,000 |
| Total loans | 105,649,000 | 105,265,000 | 108,636,000 |
| Allowance for loan losses | 945,000 | 923,000 | 944,000 |
| Securities available for sale | 33,318,000 | 32,286,000 | 31,241,000 |
| Securities held to maturity | 265,000 | 265,000 | 265,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 129,253,000 | 124,397,000 | 127,816,000 |
| Interest-bearing deposits | 93,558,000 | 90,432,000 | 95,185,000 |
| Noninterest-bearing deposits | 35,695,000 | 33,965,000 | 32,631,000 |
| Equity capital | 19,165,000 | 19,340,000 | 19,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 1,536,000 | 3,087,000 | 4,694,000 |
| Interest expense | 151,000 | 300,000 | 466,000 |
| Net interest income | 1,385,000 | 2,787,000 | 4,228,000 |
| Noninterest income | 251,000 | 487,000 | 756,000 |
| Noninterest expense | 1,048,000 | 2,107,000 | 3,180,000 |
| Provision for loan losses | 32,000 | 63,000 | 94,000 |
| Pretax income | 556,000 | 1,104,000 | 1,710,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 556,000 | 1,104,000 | 1,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 19,269,000 | 19,386,000 | 19,992,000 |
| Total capital | 20,214,000 | 20,309,000 | 20,936,000 |
| Risk-weighted assets | 102,253,000 | 102,482,000 | 105,819,000 |