Call reports 2014
HIGHLANDS BANK, THE — 2014
What HIGHLANDS BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 141,418,000 | 137,736,000 | 142,533,000 | 140,171,000 |
| Total loans | 100,479,000 | 99,828,000 | 101,945,000 | 101,521,000 |
| Allowance for loan losses | 1,172,000 | 1,142,000 | 1,172,000 | 1,036,000 |
| Securities available for sale | 27,251,000 | 27,306,000 | 29,522,000 | 25,752,000 |
| Securities held to maturity | 265,000 | 265,000 | 264,000 | 265,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,695,000 | 120,889,000 | 125,156,000 | 122,488,000 |
| Interest-bearing deposits | 96,000,000 | 91,262,000 | 96,533,000 | 95,835,000 |
| Noninterest-bearing deposits | 28,695,000 | 29,627,000 | 28,623,000 | 26,653,000 |
| Equity capital | 16,285,000 | 16,484,000 | 16,836,000 | 17,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,502,000 | 3,005,000 | 4,541,000 | 6,057,000 |
| Interest expense | 162,000 | 319,000 | 474,000 | 628,000 |
| Net interest income | 1,340,000 | 2,686,000 | 4,067,000 | 5,429,000 |
| Noninterest income | 203,000 | 446,000 | 682,000 | 907,000 |
| Noninterest expense | 961,000 | 1,941,000 | 2,941,000 | 4,083,000 |
| Provision for loan losses | 48,000 | 95,000 | 130,000 | 171,000 |
| Pretax income | 534,000 | 1,096,000 | 1,678,000 | 2,062,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 534,000 | 1,096,000 | 1,678,000 | 2,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,443,000 | 16,560,000 | 16,905,000 | 17,289,000 |
| Total capital | 17,584,000 | 17,696,000 | 18,062,000 | 18,325,000 |
| Risk-weighted assets | 91,280,000 | 90,881,000 | 92,567,000 | 91,599,000 |
Machine access — free, no API key
Every figure shown here about HIGHLANDS BANK, THE — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.