Call reports 2006
HIGHLANDS BANK, THE — 2006
What HIGHLANDS BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 86,776,000 | 90,354,000 | 90,596,000 | 95,642,000 |
| Total loans | 63,448,000 | 67,358,000 | 67,544,000 | 69,976,000 |
| Allowance for loan losses | 627,000 | 636,000 | 655,000 | 666,000 |
| Securities available for sale | 12,242,000 | 11,523,000 | 11,252,000 | 10,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,810,000 | 80,950,000 | 80,539,000 | 85,249,000 |
| Interest-bearing deposits | 61,934,000 | 64,657,000 | 64,346,000 | 67,764,000 |
| Noninterest-bearing deposits | 15,876,000 | 16,293,000 | 16,193,000 | 17,485,000 |
| Equity capital | 8,619,000 | 8,977,000 | 9,541,000 | 9,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,398,000 | 2,923,000 | 4,541,000 | 6,209,000 |
| Interest expense | 476,000 | 985,000 | 1,553,000 | 2,166,000 |
| Net interest income | 922,000 | 1,938,000 | 2,988,000 | 4,043,000 |
| Noninterest income | 127,000 | 274,000 | 454,000 | 648,000 |
| Noninterest expense | 618,000 | 1,280,000 | 1,994,000 | 2,781,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 408,000 | 887,000 | 1,380,000 | 1,820,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 408,000 | 887,000 | 1,380,000 | 1,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,797,000 | 9,224,000 | 9,664,000 | 10,037,000 |
| Total capital | 9,424,000 | 9,860,000 | 10,319,000 | 10,703,000 |
| Risk-weighted assets | 64,728,000 | 68,122,000 | 68,513,000 | 72,500,000 |
Machine access — free, no API key
Every figure shown here about HIGHLANDS BANK, THE — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.