Call reports 2022
FIVE STAR BANK — 2022
What FIVE STAR BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 5,591,501,000 | 5,529,426,000 | 5,576,899,000 | 5,756,441,000 |
| Total loans | 3,739,192,000 | 3,768,283,000 | 3,868,925,000 | 4,050,999,000 |
| Allowance for loan losses | 40,946,000 | 42,434,000 | 44,088,000 | 45,396,000 |
| Securities available for sale | 1,119,362,000 | 1,057,018,000 | 965,531,000 | 954,371,000 |
| Securities held to maturity | 211,179,000 | 204,938,000 | 197,543,000 | 188,980,000 |
| Trading assets | 21,011,000 | 33,034,000 | 49,502,000 | 47,736,000 |
| Total deposits | 5,018,499,000 | 4,837,325,000 | 4,924,664,000 | 4,956,827,000 |
| Interest-bearing deposits | 3,922,983,000 | 3,706,056,000 | 3,770,029,000 | 3,790,211,000 |
| Noninterest-bearing deposits | 1,095,516,000 | 1,131,269,000 | 1,154,635,000 | 1,166,616,000 |
| Equity capital | 475,940,000 | 452,974,000 | 418,582,000 | 428,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 42,480,000 | 87,901,000 | 138,781,000 | 196,849,000 |
| Interest expense | 1,733,000 | 4,352,000 | 10,896,000 | 24,494,000 |
| Net interest income | 40,747,000 | 83,549,000 | 127,885,000 | 172,355,000 |
| Noninterest income | 6,405,000 | 13,883,000 | 22,481,000 | 29,418,000 |
| Noninterest expense | 25,777,000 | 54,573,000 | 83,834,000 | 113,324,000 |
| Provision for loan losses | 2,079,000 | 2,527,000 | 6,333,000 | 10,980,000 |
| Pretax income | 19,054,000 | 39,957,000 | 59,317,000 | 75,118,000 |
| Income tax | 3,636,000 | 7,874,000 | 13,169,000 | 15,510,000 |
| Net income | 15,418,000 | 32,083,000 | 46,148,000 | 59,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 502,668,000 | 512,380,000 | 519,491,000 | 525,997,000 |
| Total capital | 537,022,000 | 548,338,000 | 557,610,000 | 566,892,000 |
| Risk-weighted assets | 4,371,216,000 | 4,466,410,000 | 4,632,819,000 | 4,884,920,000 |