Call reports 2021
FIVE STAR BANK — 2021
What FIVE STAR BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 5,291,625,000 | 5,257,795,000 | 5,583,776,000 | 5,481,889,000 |
| Total loans | 3,660,071,000 | 3,636,097,000 | 3,659,815,000 | 3,685,637,000 |
| Allowance for loan losses | 49,797,000 | 46,338,000 | 45,422,000 | 39,654,000 |
| Securities available for sale | 753,489,000 | 902,845,000 | 1,097,950,000 | 1,178,515,000 |
| Securities held to maturity | 256,134,000 | 218,864,000 | 218,140,000 | 205,586,000 |
| Trading assets | 16,176,000 | 15,108,000 | 14,653,000 | 14,702,000 |
| Total deposits | 4,745,968,000 | 4,689,013,000 | 5,006,219,000 | 4,854,871,000 |
| Interest-bearing deposits | 3,616,406,000 | 3,537,394,000 | 3,830,111,000 | 3,719,529,000 |
| Noninterest-bearing deposits | 1,129,562,000 | 1,151,619,000 | 1,176,108,000 | 1,135,342,000 |
| Equity capital | 481,828,000 | 501,500,000 | 507,826,000 | 521,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 41,398,000 | 82,468,000 | 123,829,000 | 167,711,000 |
| Interest expense | 2,354,000 | 4,518,000 | 6,412,000 | 8,238,000 |
| Net interest income | 39,044,000 | 77,950,000 | 117,417,000 | 159,473,000 |
| Noninterest income | 8,984,000 | 15,377,000 | 22,882,000 | 30,388,000 |
| Noninterest expense | 22,530,000 | 45,631,000 | 69,884,000 | 95,488,000 |
| Provision for loan losses | -1,694,000 | -5,547,000 | -5,876,000 | -6,965,000 |
| Pretax income | 27,541,000 | 54,355,000 | 77,610,000 | 102,761,000 |
| Income tax | 6,035,000 | 11,815,000 | 16,563,000 | 21,038,000 |
| Net income | 21,506,000 | 42,540,000 | 61,047,000 | 81,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 456,775,000 | 470,805,000 | 483,083,000 | 496,337,000 |
| Total capital | 495,133,000 | 505,992,000 | 517,424,000 | 526,274,000 |
| Risk-weighted assets | 3,895,905,000 | 3,984,019,000 | 4,156,648,000 | 4,249,842,000 |