Call reports 2020
FIVE STAR BANK — 2020
What FIVE STAR BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 4,435,724,000 | 4,645,277,000 | 4,922,251,000 | 4,875,673,000 |
| Total loans | 3,241,049,000 | 3,492,475,000 | 3,575,615,000 | 3,599,444,000 |
| Allowance for loan losses | 43,356,000 | 46,316,000 | 49,354,000 | 52,378,000 |
| Securities available for sale | 444,845,000 | 469,413,000 | 515,971,000 | 628,059,000 |
| Securities held to maturity | 346,252,000 | 309,880,000 | 290,954,000 | 271,973,000 |
| Trading assets | 19,921,000 | 23,335,000 | 23,079,000 | 19,626,000 |
| Total deposits | 3,802,657,000 | 4,003,670,000 | 4,375,465,000 | 4,312,874,000 |
| Interest-bearing deposits | 3,054,268,000 | 2,985,050,000 | 3,351,752,000 | 3,259,817,000 |
| Noninterest-bearing deposits | 748,389,000 | 1,018,620,000 | 1,023,713,000 | 1,053,057,000 |
| Equity capital | 437,566,000 | 450,819,000 | 458,194,000 | 479,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 41,943,000 | 81,937,000 | 121,849,000 | 162,172,000 |
| Interest expense | 7,911,000 | 12,871,000 | 16,474,000 | 19,427,000 |
| Net interest income | 34,032,000 | 69,066,000 | 105,375,000 | 142,745,000 |
| Noninterest income | 6,258,000 | 12,453,000 | 20,713,000 | 28,375,000 |
| Noninterest expense | 24,173,000 | 47,807,000 | 72,719,000 | 95,676,000 |
| Provision for loan losses | 13,422,000 | 17,169,000 | 20,695,000 | 26,117,000 |
| Pretax income | 2,917,000 | 17,444,000 | 34,129,000 | 50,933,000 |
| Income tax | -141,000 | 2,720,000 | 6,317,000 | 8,630,000 |
| Net income | 3,058,000 | 14,724,000 | 27,812,000 | 42,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 402,100,000 | 414,569,000 | 422,605,000 | 441,930,000 |
| Total capital | 435,411,000 | 450,100,000 | 460,791,000 | 482,439,000 |
| Risk-weighted assets | 3,608,692,000 | 3,610,499,000 | 3,729,424,000 | 3,835,474,000 |