Call reports 2018
FIVE STAR BANK — 2018
What FIVE STAR BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 4,116,335,000 | 4,150,789,000 | 4,221,168,000 | 4,272,439,000 |
| Total loans | 2,794,787,000 | 2,902,226,000 | 2,991,497,000 | 3,089,466,000 |
| Allowance for loan losses | 35,594,000 | 33,955,000 | 33,955,000 | 33,914,000 |
| Securities available for sale | 510,197,000 | 492,228,000 | 458,310,000 | 445,677,000 |
| Securities held to maturity | 501,905,000 | 474,803,000 | 459,623,000 | 446,581,000 |
| Trading assets | 0 | 105,000 | 561,000 | 3,113,000 |
| Total deposits | 3,390,722,000 | 3,269,051,000 | 3,497,952,000 | 3,375,390,000 |
| Interest-bearing deposits | 2,677,109,000 | 2,543,084,000 | 2,737,563,000 | 2,611,447,000 |
| Noninterest-bearing deposits | 713,613,000 | 725,967,000 | 760,389,000 | 763,943,000 |
| Equity capital | 381,912,000 | 388,060,000 | 393,015,000 | 399,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 35,829,000 | 73,251,000 | 112,775,000 | 154,358,000 |
| Interest expense | 5,157,000 | 11,322,000 | 18,920,000 | 27,397,000 |
| Net interest income | 30,672,000 | 61,929,000 | 93,855,000 | 126,961,000 |
| Noninterest income | 5,984,000 | 11,629,000 | 18,089,000 | 24,415,000 |
| Noninterest expense | 20,389,000 | 40,471,000 | 62,425,000 | 84,547,000 |
| Provision for loan losses | 2,949,000 | 2,989,000 | 5,050,000 | 8,934,000 |
| Pretax income | 13,318,000 | 30,105,000 | 44,381,000 | 57,768,000 |
| Income tax | 2,632,000 | 6,136,000 | 8,933,000 | 11,622,000 |
| Net income | 10,686,000 | 23,969,000 | 35,448,000 | 46,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 352,228,000 | 360,597,000 | 367,159,000 | 372,939,000 |
| Total capital | 387,822,000 | 394,552,000 | 401,114,000 | 406,853,000 |
| Risk-weighted assets | 3,060,610,000 | 3,183,738,000 | 3,260,482,000 | 3,361,350,000 |