Call reports 2017
FIVE STAR BANK — 2017
What FIVE STAR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 3,826,805,000 | 3,859,183,000 | 3,986,979,000 | 4,069,086,000 |
| Total loans | 2,404,725,000 | 2,518,736,000 | 2,618,642,000 | 2,737,735,000 |
| Allowance for loan losses | 31,081,000 | 33,159,000 | 34,347,000 | 34,672,000 |
| Securities available for sale | 540,406,000 | 540,575,000 | 551,491,000 | 524,973,000 |
| Securities held to maturity | 545,381,000 | 533,471,000 | 538,332,000 | 516,466,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,184,247,000 | 3,145,649,000 | 3,293,292,000 | 3,220,310,000 |
| Interest-bearing deposits | 2,503,327,000 | 2,455,362,000 | 2,570,642,000 | 2,491,676,000 |
| Noninterest-bearing deposits | 680,920,000 | 690,287,000 | 722,650,000 | 728,634,000 |
| Equity capital | 324,602,000 | 347,730,000 | 367,055,000 | 382,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 30,818,000 | 62,563,000 | 96,303,000 | 131,512,000 |
| Interest expense | 2,925,000 | 6,295,000 | 10,635,000 | 15,024,000 |
| Net interest income | 27,893,000 | 56,268,000 | 85,668,000 | 116,488,000 |
| Noninterest income | 5,007,000 | 10,590,000 | 16,388,000 | 21,915,000 |
| Noninterest expense | 18,399,000 | 38,154,000 | 58,008,000 | 78,502,000 |
| Provision for loan losses | 2,781,000 | 6,613,000 | 9,415,000 | 13,361,000 |
| Pretax income | 11,926,000 | 22,508,000 | 35,233,000 | 47,800,000 |
| Income tax | 3,573,000 | 6,621,000 | 10,544,000 | 12,253,000 |
| Net income | 8,353,000 | 15,887,000 | 24,689,000 | 35,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 290,117,000 | 311,463,000 | 330,442,000 | 346,532,000 |
| Total capital | 321,198,000 | 344,622,000 | 364,790,000 | 381,204,000 |
| Risk-weighted assets | 2,652,760,000 | 2,766,560,000 | 2,867,865,000 | 2,995,200,000 |