Call reports 2011
FIVE STAR BANK — 2011
What FIVE STAR BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,288,578,000 | 2,276,444,000 | 2,352,121,000 | 2,329,353,000 |
| Total loans | 1,354,185,000 | 1,382,563,000 | 1,437,530,000 | 1,487,186,000 |
| Allowance for loan losses | 20,119,000 | 20,632,000 | 22,977,000 | 23,260,000 |
| Securities available for sale | 692,812,000 | 706,958,000 | 679,487,000 | 627,518,000 |
| Securities held to maturity | 25,284,000 | 24,091,000 | 23,127,000 | 23,297,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,999,877,000 | 1,901,756,000 | 1,995,857,000 | 1,941,739,000 |
| Interest-bearing deposits | 1,615,269,000 | 1,513,665,000 | 1,588,405,000 | 1,538,179,000 |
| Noninterest-bearing deposits | 384,608,000 | 388,091,000 | 407,452,000 | 403,560,000 |
| Equity capital | 203,718,000 | 216,842,000 | 224,570,000 | 222,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 23,736,000 | 47,666,000 | 71,536,000 | 95,520,000 |
| Interest expense | 3,369,000 | 6,514,000 | 9,425,000 | 12,146,000 |
| Net interest income | 20,367,000 | 41,152,000 | 62,111,000 | 83,374,000 |
| Noninterest income | 4,712,000 | 9,229,000 | 14,318,000 | 18,886,000 |
| Noninterest expense | 14,602,000 | 29,135,000 | 44,373,000 | 59,901,000 |
| Provision for loan losses | 810,000 | 2,138,000 | 5,618,000 | 7,780,000 |
| Pretax income | 9,670,000 | 19,115,000 | 28,785,000 | 37,564,000 |
| Income tax | 3,370,000 | 6,631,000 | 9,919,000 | 12,853,000 |
| Net income | 6,300,000 | 12,484,000 | 18,866,000 | 24,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,933,000 | 174,411,000 | 178,793,000 | 184,639,000 |
| Total capital | 184,328,000 | 193,300,000 | 198,702,000 | 204,817,000 |
| Risk-weighted assets | 1,469,913,000 | 1,509,404,000 | 1,589,637,000 | 1,611,126,000 |