Call reports 2005
FIVE STAR BANK — 2005
What FIVE STAR BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 253,354,000 | 248,966,000 | 249,733,000 | 2,014,306,000 |
| Total loans | 112,868,000 | 116,683,000 | 124,386,000 | 993,274,000 |
| Allowance for loan losses | 1,961,000 | 1,972,000 | 1,987,000 | 20,231,000 |
| Securities available for sale | 112,772,000 | 113,561,000 | 109,261,000 | 789,822,000 |
| Securities held to maturity | 4,022,000 | 4,318,000 | 3,570,000 | 42,593,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,086,000 | 210,550,000 | 215,073,000 | 1,727,487,000 |
| Interest-bearing deposits | 183,134,000 | 174,849,000 | 181,014,000 | 1,432,303,000 |
| Noninterest-bearing deposits | 34,952,000 | 35,701,000 | 34,059,000 | 295,184,000 |
| Equity capital | 14,346,000 | 15,085,000 | 14,820,000 | 198,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,951,000 | 5,971,000 | 9,114,000 | 104,395,000 |
| Interest expense | 897,000 | 1,876,000 | 3,016,000 | 33,448,000 |
| Net interest income | 2,054,000 | 4,095,000 | 6,098,000 | 70,947,000 |
| Noninterest income | 413,000 | 788,000 | 1,230,000 | 27,090,000 |
| Noninterest expense | 1,788,000 | 3,605,000 | 5,328,000 | 61,533,000 |
| Provision for loan losses | 93,000 | 500,000 | 610,000 | 28,531,000 |
| Pretax income | 586,000 | 778,000 | 1,390,000 | 7,987,000 |
| Income tax | 152,000 | 145,000 | 302,000 | 247,000 |
| Net income | 434,000 | 633,000 | 1,088,000 | 7,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,996,000 | 15,209,000 | 15,478,000 | 166,989,000 |
| Total capital | 16,664,000 | 16,902,000 | 17,235,000 | 181,104,000 |
| Risk-weighted assets | 133,125,000 | 135,199,000 | 140,304,000 | 1,123,088,000 |
Machine access — free, no API key
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