Call reports 2017
UNION BANK & TRUST COMPANY — 2017
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Total assets | 351,324,000 | 319,616,000 |
| Total loans | 248,118,000 | 246,420,000 |
| Allowance for loan losses | 2,777,000 | 3,019,000 |
| Securities available for sale | 30,646,000 | 29,241,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 307,815,000 | 285,709,000 |
| Interest-bearing deposits | 252,943,000 | 228,236,000 |
| Noninterest-bearing deposits | 54,872,000 | 57,473,000 |
| Equity capital | 31,073,000 | 30,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Interest income | 3,476,000 | 6,956,000 |
| Interest expense | 437,000 | 917,000 |
| Net interest income | 3,039,000 | 6,039,000 |
| Noninterest income | 286,000 | 205,000 |
| Noninterest expense | 2,293,000 | 4,776,000 |
| Provision for loan losses | 194,000 | 1,491,000 |
| Pretax income | 838,000 | -6,000 |
| Income tax | 295,000 | 2,000 |
| Net income | 543,000 | -8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Tier 1 capital | 30,904,000 | 30,279,000 |
| Total capital | 33,681,000 | 33,298,000 |
| Risk-weighted assets | 256,863,000 | 251,242,000 |